Terms of Service

1. Acceptance of Terms

By accessing and using CheckMedBill.com ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

CheckMedBill provides free tools and educational resources to help consumers understand and dispute medical bills, including:

• Medical bill dispute letter generator
• Charity care eligibility calculator
• CPT code lookup and pricing information
• State-specific medical billing guides
• Hospital financial assistance program information

3. No Legal or Medical Advice

Important: CheckMedBill is an educational resource only. The Service does not provide legal, medical, financial, or professional advice. The information and tools provided are for general informational purposes only.

Dispute letters generated by our tools are templates that you may customize. We do not guarantee any specific outcome from using these letters. You are solely responsible for the content of any correspondence you send to healthcare providers.

For specific legal advice regarding medical billing disputes, please consult with a qualified attorney licensed in your state.

4. User Responsibilities

When using the Service, you agree to:

• Provide accurate information when using our tools
• Use the Service only for lawful purposes
• Not attempt to interfere with or disrupt the Service
• Not use automated systems to access the Service without permission
• Review and customize any generated content before use

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or timeliness of any information on the Service.

Medical billing laws, charity care requirements, and hospital policies change frequently. Always verify current requirements directly with the relevant healthcare provider, insurance company, or government agency.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by CheckMedBill and are protected by copyright, trademark, and other intellectual property laws.

You may use dispute letters and other content generated through our tools for your personal, non-commercial use. You may not reproduce, distribute, or create derivative works from our Service without permission.

7. Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.

8. Limitation of Liability

To the fullest extent permitted by law, CheckMedBill shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Service
• Any errors or omissions in the Service content
• The outcome of any medical bill dispute or charity care application
• Unauthorized access to your data

9. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by posting a notice on the Service. Your continued use of the Service after changes are posted constitutes your acceptance of the modified Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

12. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Email: support@checkmedbill.com