Medical Bill Help in California
Learn your rights, check charity care eligibility, and generate free dispute letters for medical bills in California.
California has some of the strongest patient billing protections in the nation
Nonprofit hospitals must forgive bills for patients under 400% FPL
The state prohibits surprise billing for emergency services
Charity Care in California
Financial assistance requirements for California hospitals
Governing Law
Hospital Fair Pricing Act (SB 1276)
Income Eligibility
Up to 400% FPL of the Federal Poverty Level
Requirements
All licensed hospitals in California must have a written charity care policy. Nonprofit hospitals must provide free care to patients with family incomes at or below 400% of the federal poverty level. They must screen patients for eligibility before pursuing collections.
Application Deadline
150 days from the first bill
Typical Discount Tiers
| Income Level | Discount | Description |
|---|---|---|
| 200% FPL | 100% | Free care |
| 350% FPL | 75% | 75% discount |
| 400% FPL | 50% | 50% discount |
Consumer Protections in California
Your rights when dealing with medical bills
- Hospitals must provide an itemized bill within 10 business days of request
- Patients have the right to receive a written estimate before non-emergency services
- Balance billing is prohibited for emergency services at out-of-network facilities
- Hospitals cannot report patients to credit bureaus until 180 days after the first bill
No Surprises Act in California
Federal and state surprise billing protections
California's AB 72 provides additional protections beyond the federal No Surprises Act. State law caps out-of-network emergency care costs and requires arbitration for disputes over $750.
Filing Deadlines
Dispute Deadline: 180 days from the date of service
Act quickly to preserve your rights. Generate a dispute letter today.
CA Attorney General
CA Insurance Commissioner
CA Health Department
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